On Life's journey, do you know where you are headed?
We are all uniquely created for a purpose. Life is a journey to discover our “true self” and pursue this inspired purpose. Many of us have either not found our purpose or, sadly, fail to pursue it due to financial considerations. As you navigate the second half of your journey, it’s time to uncover “what makes your heart come alive” and create the margin (financial plans, time and energy) to live it with more clarity and financial confidence.
“There are plenty of books on spiritual freedom and plenty of books on wealth management, but never has there been one book that speaks authoritatively on both topics. Jeff nails it here. Drink deeply.”
Founder/President of The Way
Author of The Joy Model: A Step-by-Step Guide to Peace, Purpose, and Balance
ABOUT THE BOOK
The novelist F. Scott Fitzgerald once famously said, “There are no second acts in American lives.” The Money and Meaning Journey: A Guide to Clarity, Financial Confidence and Joy aims to refute that assertion. It shows that it is possible for wealth and meaning to grow together in your life’s second act. That it is possible to create wealth and use it to benefit your life, your family, and your surrounding community. Jeff Bernier walks readers through the process of uncovering “what matters most” and offers a toolkit for managing money in the second act of their lives through goal-focused investing, tax planning, and estate planning.
Jeff Bernier’s thirty-six years of experience as a financial advisor will help you:
Conduct introspection to discover your unique strengths and passions
Design a financial plan that fuels your life’s purpose
Create goal-focused plans for your money
Capture market returns in a low cost, tax efficient manner
Altruistic tax planning
Learn strategies for creating income to do what you love in retirement
Be a responsible steward through risk management and estate planning
Part I. Enjoying the Journey
Chapter 1: The Money and Meaning Journey
Chapter 2: Financial Peace and Meaning in Tandem
Chapter 3: Replace “Fake It Till You Make It” with the “Immortal Diamond”
Chapter 4: The Hero’s Journey
Chapter 5: VUCA, Finances, and the Hero’s Guide
Part II. The Money and Meaning Experience
Chapter 6: Getting Clear—Who Are You? Why Are You Here?
Chapter 7: Finding Your Act 2 Stage
Chapter 8: Creating Margin and Getting Free
Part III: The Wealth Management Toolbox
Chapter 9: The Process
Chapter 10: Risk Management
Chapter 11: Tax Planning
Chapter 12: Income for Life
Chapter 13: Legacy Planning
Chapter 14: Evidence-Based Investing
Chapter 15: Behavioral Investing
WHAT'S INCLUDED IN A HOLISTIC WEALTH MANAGEMENT PLAN?
A holistic financial plan can help you get your resources and actions in alignment with what matters most.
A goal-driven and focused investment management plan can align your assets with your goals and your ability and willingness to take risks.
A risk management plan can free you to enjoy your journey while feeling confident that you protected your income, assets, and loved ones from anticipated risks.
Tax planning can help you uncover opportunities to preserve wealth and enhance the funding of your financial goals.
A retirement income plan can help you transition confidently and remain comfortable in retirement.
College Savings Plan
A college savings plan can prepare you for the costs of higher education, relieving you of financial stress when that time comes.
Coordinated estate planning can give you confidence that, upon your death, wealth is passed to individuals or institutions in an effective manner while remaining consistent with your values.
Jeff has provided personalized financial advice to individuals and families since 1986. After starting his career with a large firm where he felt there were limited products and services available, he made the decision to form an independent registered investment advisory (RIA) firm, TandemGrowth Financial Advisors, LLC. This gave Jeff the freedom to offer the holistic, objective advice that he believes his clients need and deserve.
Three decades later, Jeff couldn’t be prouder of his team and the firm’s continued dedication to its clients and their financial planning. In addition, Jeff enjoys sharing his experiences as a speaker, author, and host of the Money and Meaning Podcast. Jeff is especially passionate about coaching clients on how they can uncover “what matters most” and align their actions and resources with their goals; teaching a better way to invest—evidence based investing—and helping people become better investors through behavioral investment counseling.